How to Pronounce Mortgage

To pronounce "mortgage", say MOR-gij — 2 syllables, IPA /ˈmɔɹɡədʒ/. Tap play below to hear it in four English accents, or practice it syllable by syllable.

mortgage

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Accent

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2

Syllables

8

Letters

/ˈmɔɹɡədʒ/

🇺🇸 IPA (US)

/mˈɔːɡɪdʒ/

🇬🇧 IPA (UK)

💡 Tip for remembering “mortgage”

"mortgage" has 2 syllables: mortgage.

What does mortgage mean?

noun

  1. A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.

    “We're renting a property in the city centre because we can't afford to get a mortgage yet.”

  2. State of being pledged.

    “lands given in mortgage”

verb

  1. To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.

    “We mortgaged our house in order to start a company.”

  2. To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.

Keep practicing

Related pages on PronounceIt, chosen from what we know about this word.

mortgage — American vs British — the two accents differ on this word.

Train the contrast: light vs right, cheap vs jeep

Sounds worth drilling for a word spelled like this:

/r/ — r/dʒ/ — j/ə/ — schwa

Mortgage appears in Words With a Silent P or T — others from that list:

receiptpsychologypneumoniapterodactyloftenballetbuffet

Read next: Silent Letters in English: The Complete Pattern Guide

Frequently asked questions

How do you pronounce "mortgage"?▾

To pronounce "mortgage", say MOR-gij — 2 syllables, IPA /ˈmɔɹɡədʒ/. Tap play below to hear it in four English accents, or practice it syllable by syllable.

How many syllables are in "mortgage"?▾

"Mortgage" has 2 syllables.

What is the IPA transcription of "mortgage"?▾

The IPA transcription of "mortgage" is /ˈmɔɹɡədʒ/.

What does "mortgage" mean?▾

Mortgage: A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.

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